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Saturday, February 28, 2026

The Fed warned of a looming credit crunch. Americans say it’s already arrived.

Hey readers. Phil Rosen here. As you might guess about a writer, I love to read. I’ve collected hundreds of books over the years, and stacks of paperbacks line the walls of my room. But the most useful knowledge I’ve learned comes from a very small fraction of those books. This is the Pareto …

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