The SPY has gone ex-dividend for two quartely payments totaling $1.677 per share since your inception date. You failed to account for that in your analysis of the SPY's return.
You have failed to 'show your work' in a verifiable form for anyone to confirm the number you claim for your own IRA, however meager they may be.
October 2nd, 2013 at 5:56 pm
The SPY has gone ex-dividend for two quartely payments totaling $1.677 per share since your inception date. You failed to account for that in your analysis of the SPY's return.
You have failed to 'show your work' in a verifiable form for anyone to confirm the number you claim for your own IRA, however meager they may be.